Avantages pour les Français d’acheter un bien immobilier en Italie

Pourquoi l’Italie devient de plus en plus attractive pour les Français souhaitant acheter un bien immobilier

L’Italie séduit un nombre croissant de Français désireux d’investir dans l’immobilier, que ce soit pour une résidence secondaire, un futur projet de retraite ou un véritable changement de vie. Mais au-delà de son charme incontestable, de sa gastronomie, de ses paysages et de son climat, ce sont surtout des considérations économiques, fiscales et patrimoniales qui font de l’Italie une destination de choix.

Une fiscalité d’acquisition nettement plus avantageuse

En matière d’acquisition, l’Italie propose un cadre fiscal bien plus attractif que celui en vigueur en France. Le coût global d’un achat, incluant taxes et frais de notaire, y est sensiblement réduit.

À titre d’exemple, les frais de notaire en Italie varient généralement entre 2 % et 4 % du prix d’achat, contre 7 % à 8 % en France (où sont inclus les droits de mutation et les émoluments du notaire).

De toute façon, en Italie, les droits d’enregistrement ne sont pas calculés sur le prix d’achat réel, mais sur la valeur cadastrale du bien, une valeur fiscale officielle fixée par l’administration. Cette valeur est généralement bien inférieure au prix commercial : en Ligurie, elle se situe souvent entre 30 % et 50 % du prix de marché, ce qui allège considérablement la fiscalité.

Cette valeur cadastrale, inscrite au registre foncier local (Catasto), est utilisée pour déterminer les impôts liés à la propriété. Ce système fiscal est particulièrement avantageux lorsqu’il s’agit d’un achat en tant que résidence principale, puisqu’il donne droit à une réduction des droits d’enregistrement (de 9 % à 2 %) et à l’exonération totale de la taxe d’habitation.

Une fiscalité immobilière favorable

L’Italie offre également des avantages fiscaux notables pour les investisseurs immobiliers :

Exonération des plus-values : La vente d’un bien immobilier détenu depuis plus de 5 ans est exonérée d’impôt sur la plus-value, contrairement à la France où l’exonération totale n’intervient qu’après 30 ans de détention. Alors que la vente d’un bien immobilier acquis en tant que résidence principale est exonérée d’impôt sur la plus-value.

Régime simplifié des revenus locatifs : la “cedolare secca” permet une imposition forfaitaire de 21 % sur les loyers perçus, offrant un régime simple et souvent plus avantageux que le système progressif français.

Ces dispositifs rendent l’investissement locatif en Italie à la fois plus souple, plus lisible et souvent plus rentable.

Des droits de succession bien plus doux

L’Italie se distingue par une fiscalité successorale nettement plus favorable. Les transmissions en ligne directe (conjoints ou enfants) bénéficient d’un abattement de 1 million d’Euros par héritier, au-delà duquel le taux d’imposition n’est que de 4 %. En comparaison, la France applique un abattement de seulement 100.000 Euros par enfant, avec des taux pouvant atteindre jusqu’à 45 %, voire 60 % dans certains cas. Dans touts les autres cas, en Italie, il faudra payer le 2% d’impôt cadastral (réduit à un minimum de seulement 200 Euros) et le 1% de taxe hypothécaire (également réduit à un minimum de seulement 200 Euros).

Par ailleurs, une convention fiscale franco-italienne évite toute double imposition, un atout non négligeable pour les familles disposant de biens dans les deux pays.

Des prix immobiliers souvent plus accessibles

Outre la fiscalité, les prix de l’immobilier en Italie restent compétitifs par rapport à la France, notamment dans des régions aussi charmantes que la Ligurie. Il est possible d’y acquérir de magnifiques maisons de caractère, souvent avec jardin, vue mer ou piscine, à des prix bien inférieurs à ceux pratiqués sur la Côte d’Azur ou en Provence.

Un engouement croissant pour les demeures typiques et le patrimoine

Les acheteurs français manifestent un intérêt croissant pour les propriétés au charme authentique : maisons en pierre, palazzi historique. L’Italie, avec sa richesse architecturale et culturelle, offre un cadre de vie unique. La dimension patrimoniale et historique du bien devient un critère d’achat central, autant que son potentiel de valorisation ou sa rentabilité locative.

L’Italie s’impose comme une destination idéale pour les Français à la recherche d’un investissement sécurisé, d’une fiscalité plus légère, ou tout simplement d’un art de vivre raffiné. Grâce à ses conditions d’acquisition avantageuses, à son régime fiscal attractif, à ses prix encore accessibles et à la richesse de son patrimoine, elle se positionne aujourd’hui comme l’une des meilleures alternatives en Europe pour investir ou s’installer à long terme.

La Ligurie, un choix naturel pour les Français

Pour les acheteurs français, la Ligurie s’impose comme une destination de choix. Proche de la Côte d’Azur et de villes comme Nice ou Monaco, cette région italienne bénéficie d’une accessibilité incomparable, notamment grâce à l’aéroport international de Nice. La Ligurie offre un cadre de vie idyllique avec ses villages côtiers pittoresques, ses plages, ses collines verdoyantes et ses panoramas spectaculaires. De plus, la proximité géographique favorise les allers-retours fréquents, et la présence de nombreux habitants et commerçants francophones facilite les échanges au quotidien. Cette région conjugue ainsi charme italien, hospitalité, et une véritable continuité culturelle et linguistique pour les acheteurs français.

Prêt à acheter votre bien immobilier en Ligurie ?
Contactez notre équipe d’experts francophones chez LiguriaHomes Casamare pour découvrir nos meilleures opportunités: www.liguriahomes.fr

Pour en savoir plus sur l’achat immobilier en Italie, consultez notre guide complet en ligne : Acheter en Italie – Guide pour les Français. Vous y trouverez toutes les informations essentielles pour réussir votre projet immobilier, de la recherche du bien idéal aux démarches administratives.

West Liguria confirms its excellence with Blue Flags 2025

Once again, Liguria proves itself a top coastal destination: for the 16th consecutive year, it leads Italy with the highest number of Blue Flag beaches. In the 2025 edition of the prestigious international recognition awarded by the Foundation for Environmental Education (FEE), Liguria secured 33 Blue Flag municipalities, reaffirming its position as the region with the cleanest and most environmentally sustainable coastline in the country.

Balzi Rossi (Ventimiglia) – Credits: Corriere della Sera

What is the Blue Flag?

The Blue Flag is an internationally recognized award given to coastal locations that meet strict environmental, quality, and safety criteria. The evaluation process takes into account the cleanliness of the water, waste management, sustainable tourism initiatives, accessible beaches, and the presence of lifeguards and safety measures. Only those municipalities that demonstrate consistent dedication to environmental protection and public services are honored with this recognition.

West Liguria shines again

In this year’s list, West Liguria once again plays a starring role. Towns like San Remo, Ospedaletti, Bordighera, Riva Ligure, Santo Stefano al Mare, Imperia, San Lorenzo al Mare, and Cipressa proudly renew their Blue Flag status, confirming their reputation for excellence along the Italian Riviera. These are not only seaside destinations of remarkable beauty but also places offering a high quality of life, where traditional Ligurian charm meets modern services and a vibrant cultural and gastronomic scene.

In addition to the main towns of West Liguria, several coastal destinations in the province of Savona and beyond have been reconfirmed or newly added. Albenga, Loano, Andora, Finale Ligure, Spotorno, Laigueglia, Noli, and Varazze are just a few of the towns helping to form a coastline that is both breathtaking and environmentally respected.

Blue Flag ports in West Liguria

And the excellence extends beyond the shoreline. Some of the most important marinas of West Liguria have also been awarded the Blue Flag in 2025. Among them is PortoSole in Sanremo, one of the largest and most prestigious tourist ports in the Mediterranean, known for its elegance and first-class facilities. Joining it are the Marina degli Aregai in Santo Stefano al Mare, the Marina di San Lorenzo, the Tourist Port of Bordighera, and the Marina di Alassio. All of these ports have been recognized for their environmental management, safety measures, and high-quality services. These marinas not only enhance the region’s appeal for yacht owners and sea lovers but also contribute to the broader commitment to responsible coastal development.

Italy’s Blue Flag 2025 rankings by region

Liguria’s leadership is even more significant when placed in the national context. Italy saw a record 236 municipalities and 81 marinas receiving the Blue Flag in 2025. Liguria remains firmly in first place with 33 recognitions, ahead of Puglia (27), Calabria (23), Campania and Marche (both with 20), and Tuscany (19). This result reflects a long-term vision, where environmental policy is fully integrated into regional identity, creating value for both residents and investors.

Why it matters for property buyers

For international and Italian buyers looking to invest in real estate along the Italian Riviera, the Blue Flag designation is more than just a label, it’s a guarantee of environmental quality, safety, and long-term value. Owning a property in a Blue Flag municipality means enjoying pristine surroundings, clean waters, and sustainable living.

At LiguriaHomes Casamare, we proudly represent some of the finest properties in these award-winning areas, offering our clients access to a lifestyle that is truly second to none.

Explore life on Liguria’s most prized coastline

Whether you’re dreaming of a sea view apartment in Sanremo, a romantic villa in Bordighera, or a traditional home in the charming village of Ospedaletti, our team is here to help you find the perfect property in the heart of Italy’s most awarded coastline.

👉 Browse our properties and discover why life in West Liguria is truly Blue Flag living at its best.

The impact of Trump’s tariffs on the Italian Real Estate Market: opportunities for the Italian Riviera

In recent months, the reintroduction of tariff policies by the Trump administration has generated global economic ripples, reshaping international trade dynamics. While some protectionist measures seem purely disruptive, they can, in fact, create new opportunities for the Italian real estate market, particularly in the sought-after Italian Riviera.

At LiguriaHomes Casamare, we have been closely monitoring not only the macroeconomic landscape but also the tangible local trends. Notably, U.S. buyer interest in our region has significantly increased over the past year, and our website has seen a continuous growth in visits from American residents actively searching for homes in Liguria.


Monetary Policy, Interest Rates, and Mortgage Accessibility

Global economic tensions, especially those stemming from tariff wars, often push central banks like the European Central Bank (ECB) toward more accommodative monetary policies to sustain growth. This can translate into lower interest rates, making mortgages more accessible and stimulating housing demand.

For buyers from abroad – particularly from the US – this environment creates an attractive window to invest in Italian properties. Lower financing costs increase purchasing power, making luxury coastal properties in Liguria even more appealing both as vacation homes and as long-term investments.


Real Estate as a Safe-Haven Investment

In times of international uncertainty, high-end real estate consistently proves itself as a safe-haven asset. Investors – both domestic and foreign – are increasingly turning to the Italian housing market, particularly its prime coastal areas, to diversify their portfolios.

Properties in Liguria offer not only enduring value but also a degree of insulation from global trade volatility. For international buyers, including Americans, this makes the Italian Riviera an exceptionally attractive alternative to more volatile investment vehicles.


Tourism, Lifestyle, and the Second-Home Market

One of the often-overlooked impacts of global trade tensions is their influence on travel preferences. Italy’s reputation as a safe, culturally rich, and idyllic destination becomes even more appealing during periods of international instability.

We have observed a tangible increase in high-net-worth American travelers who, after visiting Liguria, transition from tourists to property buyers. The region’s charm – from San Remo’s glamour to Bordighera’s elegance and Alassio’s allure – offers the perfect combination of lifestyle, investment potential, and Mediterranean beauty, driving the growth of the second-home market.

Moreover, one of Liguria’s greatest advantages is its exceptional international connectivity. Thanks to the Nice Côte d’Azur International Airport, located just across the French border, buyers and investors from the US, the UK, and beyond can easily reach the Italian Riviera with frequent direct flights from major global cities. Additionally, Genoa Airport has been investing significantly to expand its international routes, opening even more convenient access points for foreign visitors and property buyers. This ease of travel enhances the appeal of owning a home in Liguria, transforming it into a truly accessible Mediterranean destination.


Looking Ahead: Opportunities for American Buyers

Economic history teaches us that markets adapt, often emerging stronger from periods of international tension. For the Italian Riviera, the combination of a unique real estate heritage, favorable financing conditions, and increasing global appeal positions the region as a prime beneficiary of the current international rebalancing.

At LiguriaHomes Casamare, we are already witnessing a surge in inquiries and transactions from American buyers. In 2024, US client interest has grown notably, and our analytics show a steady rise in website visits from American residents searching for homes in Liguria. This signals a promising trend: as the Italian Riviera becomes even more attractive on the global stage, we stand ready to assist international buyers in discovering their perfect property here on the Mediterranean coast.

If you are considering a real estate investment in Italy, now is an excellent time to explore the extraordinary opportunities Liguria has to offer.

👉 www.liguriahomes.com

International Buyers lead 2024 Liguria Property Market as global interest in Italian Riviera grows

The property market in West Liguria, Italy, has once again confirmed its enduring appeal, with international buyers making up 54% of all property transactions in 2024, outpacing Italian buyers (46%) and reflecting a growing global appetite for real estate in this stunning coastal region.

According to the our latest analysis the top international buyers in 2024 hailed from Germany, France, Russia, Poland, United States, Sweden, the Netherlands, Principality of Monaco, Bulgaria, and Norway. This trend underscores Liguria’s increasing prominence as a prime Mediterranean destination for second-home investment and relocation.

“The Liguria property market remained strong in 2024, with continued demand from international buyers drawn to its exceptional climate, quality of life, and year-round appeal,” said Matteo Scandolera, Managing Partner of LiguriaHomes Casamare and official representative of Hamptons International Private Office in Liguria. “Our region offers a rare blend of natural beauty, lifestyle, and accessibility – especially given its proximity to Nice Airport and comparatively affordable property prices.”

Despite global economic headwinds and high credit costs, West Liguria has seen a steady rise in property values, largely driven by the limited availability of real estate. This scarcity continues to offset potential challenges and maintain price growth. Looking forward, a gradual but consistent price increase is anticipated, spurred by projected interest rate cuts and the ongoing demand from international markets.

Foreign Buyers Spend More Than Domestic Buyers

An analysis of the average purchase price over the past seven years highlights a consistent trend: foreign buyers invest significantly more than their Italian counterparts. In 2024, the average purchase by an international client exceeded €500,000, compared to approximately €370,000 for Italian buyers. This gap underscores the premium international clients are willing to pay for quality properties in sought-after locations – especially along the coast, in historic villages, or in exclusive towns like Alassio, Bordighera, and Sanremo.

“This purchasing power not only sustains the local market but also elevates its profile globally,” adds Scandolera. “It’s a testament to the perceived and real value of investing in Liguria.”

Strategic Expansion in Alassio

In response to this growing demand, LiguriaHomes Casamare proudly announces the opening of its sixth office in Alassio, one of the most prestigious destinations on the Italian Riviera. Known for its golden beaches, vibrant lifestyle, and refined charm, Alassio is a natural next step in the group’s mission to serve both local and international clientele with excellence.

“This expansion further solidifies our position as the leading real estate group in Liguria,” says Scandolera. “With a deep-rooted presence across the region, we are uniquely positioned to connect discerning buyers with the finest properties on the Riviera.”

A Global Vision Through Partnership with Hamptons

The global reach of LiguriaHomes Casamare is further strengthened through its strategic partnership with Hamptons, one of the world’s most respected names in luxury real estate. In 2024, the launch of the Hamptons International Private Office marked a significant milestone, enabling tailored, white-glove services for high-net-worth clients seeking distinctive properties worldwide.

LiguriaHomes Casamare proudly showcased the elegance, authenticity, and investment potential of West Liguria within this global platform, reinforcing its role as a trusted ambassador of Italian excellence.

About LiguriaHomes Casamare

With over 30 years of experience and a network of six offices across West Liguria – including San Remo, Bordighera, Ospedaletti, Imperia, Santo Stefano al Mare, and now Alassio – LiguriaHomes Casamare offers unrivaled market insight, multilingual service, and international reach through its exclusive partnership with Hamptons. The agency continues to lead the market in luxury and second-home property sales across the Italian Riviera.

Matteo Scandolera

matteo@liguriahomes.com

10 причин, почему стоит купить недвижимость в Лигурии, Италия

Регион Лигурия, а именно, западная его часть, расположенный в северной части Италии, также известен как Лигурийская Ривьера, привлекает покупателей недвижимости благодаря множеству разлчиных факторов.

Вот десять основных из них, почему стоит рассмотреть возможность покупки и/или инвестирования в недвижимость именно Западной Лигурии:

  1. Самый лучший в Италии климат: уже на протяжении нескольких лет подряд, именно Западная Лигурия, удостаивается такой чести. Она известна своим мягким, характерным, средиземноморским климатом с температурами от +28°C в летний период времени до +10°C – в зимний. Именно благодарся таким климатическим особенностям, это место считается идеальной локацией для жизни и отдыха.
  2. Множество и разнобразие пляжей: географически и истоически, так сложилось, что именно в регионе Лигурия, Севера Италии, имеются различные типы пляжей: галечные – превалирующие по всему побережью, в частности, в таких известных курортах, как Сан-Ремо, Бордигера, Портофино, Санта Маргарита и прочие. Песчаные, находящиеся преимущественно в Алассио, Андоре, Дтиано Марина, частично в Сан-Ремо. Такое разнобразие позволяет выбрать наиболее благоприятное место для отдыха, подходящее для каждого отдыхающего.
  3. Развитая инфраструктура: одно из неопровержимых преимещуств региона Лигурия заключается в том, что он обладает хорошей и широко развитой транспортной сетью, включающей в себя международные аэропорты в Ницце, Генуе, Милане, а также, небольшой аэропорт в Албенге, благодаря чему обеспечивается легкий доступ к региону со всех уголков планеты.
  4. Кулинария и гастрономия: локальная кухня широко представлена и известна наличием свежих морепродуктов, оливок и оливкового масла (считающегося одним из самых качесвтенных в мире). Безусловно, это деалет Западную Лигурию очень привлекательным местом для гурманов вкуса и высокой кухни.
  5. Выгодная и удобная локация: за счет своего удобней геолокации, регион Западная Лигурия, граничит с Французской Ривьерой, что позволяет в считанные минуты добраться до таких известных городов и курортов, как Ницца, Монако, Канны, Сан-Тропе, а также, до промышленного центра регион – города Генуя. Кроме того, практически любая точка на карте Европы может достигнута всего за 1,5-3 часа полета из одного из международных аэропортов: Ниццы или Генуи.
  6. Высокий потенциал инвестиционной привлекательности: регион Лигурия всегда был и до сих пор остаётся популярным направлением для покупателей со всех стран. А благодрая тому, что цены на недвижимость в Лигурии остаются на стабильном уровне – это является еще большим показателем того, почему инвесторы и просто частные лица имеют тенденцию покупать недвижимость: дома, квартиры, таунхаусы, недострои, земельные участки в Западной Лигурии.
  7. Природные ресурсы и активный отдых: регион Западная Лигурия также известен своими невероятно живописными природными ландшафтами, включающими в себя национальные парки, с возможностями трекинга, экотуризма, горных велосипедов и прочего.
  8. Историческое, культурное наследие: Лигурия, как, впрочем, и вся Италия, богата своими памятниками архитектуры и истории, многие из которых взяты под защиту ЮНЕСКО. Также, регион насыщен многочисленными культурными событиями, знаменит своими музеями и фестивалями (особенно славиться песенный фестиваль Сан-Ремо).
  9. Экология: многие районы и локации в Лигурии защищены находятся под охраной как национальные парки и заповедники, что делает этот регион идеальным для любителей природы.
  10. Разнобразие и досупность недвижимости: купить недвижимость в Лигурии, Италия – просто! Мы поможем найти варианты на любой вкус и бюджет: от апартаментов с видом на море до роскошных, фешенебльных вилл с бассейнами и садам.

Ищете и хотите купить или арендовать недвижимость в Лигурии, Италия, свяжитесь с нами по имейл: pavel@liguriahomes.com или же по телефону: +39 328 196 93 18 и найдем самый подходящий для Вас вариант!

Buying property in Italy as a Canadian citizen: 2025 Guide

Italy’s rich history, stunning landscapes, and vibrant culture make it an attractive destination for Canadian citizens looking to buy a property. Whether you’re searching for a vacation home, a retirement haven, or a safe investment, understanding the rules of purchasing real estate in Italy is crucial.

This guide addresses the top frequently asked questions (FAQs) to help Canadian buyers in navigating the Italian property market, incorporating the latest legislative updates.

1. Can Canadian citizens legally purchase property in Italy?

Yes, Canadian citizens can legally purchase property in Italy, but restrictions now apply as a result of reciprocity with Canada’s “Prohibition on the Purchase of Residential Property by Non-Canadians Act,” effective January 1, 2023. These restrictions align with the limitations Canada imposes on foreign buyers. However, Canadian citizens may still qualify to buy property if they meet specific exceptions.

2. What are the exceptions that allow Canadians to buy property in Italy?

Canadian citizens must meet at least one of the following exceptions to purchase property in Italy:

  • The property is located in a municipality (“Comune”) with fewer than 10,000 residents, unless near a major metropolitan area, where restrictions may apply.
  • The purchase involves transfers by death, separation, divorce, or gift, which are not subject to the ban.
  • The buyer holds long-term Italian immigration status.
  • The buyer is a dual citizen holding an EU passport in addition to Canadian citizenship.
  • The buyer is purchasing the property with a spouse or civil union partner who is an EU citizen or an Italian permanent resident.

If none of these exceptions apply, purchasing residential property in Italy may be restricted.

3. Where can Canadians buy property in Italy?

Canadian citizens can purchase property in municipalities (“Comuni”) with fewer than 10,000 residents. However, restrictions may still apply if the property is located near a major metropolitan area. It’s essential to confirm the location’s eligibility with a real estate professional before proceeding.

4. How does the property purchase process work in Italy?

Buying a property in Italy is a highly regulated and formal process, with distinct contractual standards and negotiation practices. It typically involves:

  • Offer and Acceptance: A formal and binding agreement between buyer and seller.
  • Preliminary Contract (“Compromesso”): A more detailes binding contract outlining all terms of sale.
  • Final Deed (“Atto/Rogito Notarile”): Signed in front of an Italian Notary, at which point the balance of the payment is made, the keys are handed over, and the deed is registered in the Public/Land Registry.

For a detailed step-by-step guide, visit our Buying Guide to learn everything you need to know about purchasing a property in Italy.

5. Are there residency requirements for Canadian property owners in Italy?

Owning property in Italy does not automatically grant residency. Canadian citizens can stay in Italy for up to 90 days within a 180-day period without a visa. For longer stays, a visa or residency permit is required. Common options include:

  • Elective Residency Visa: Ideal for retirees looking to enjoy the Italian lifestyle full-time.
  • Work or Study Visa: For individuals relocating to Italy for employment or education.

If you’re a remote worker, Italy’s Digital Nomad Visa offers an exciting opportunity to live and work in the country while enjoying its breathtaking scenery. Learn more in our blog: Italy’s New Digital Nomad Visa: A Gateway to La Dolce Vita.

6. What financing options are available for Canadian buyers?

Canadian buyers have several financing options:

  • Italian Mortgages: Some Italian banks offer mortgages to non-residents, though terms may be more stringent and may require a higher down payment. Understanding the local mortgage system is crucial, and working with an experienced broker can make the process smoother. To dive deeper into the process, read our blog: Getting a Mortgage in Italy: A Comprehensive Guide.
  • Canadian Financing: Buyers can secure financing through Canadian lenders, such as home equity loans or cross-border mortgage services.
  • Currency Exchange Considerations: Exchange rate fluctuations can impact the cost of purchasing and maintaining a property. Working with a reputable currency exchange provider can help secure favorable rates and reduce financial risks.

Conclusion

Buying property in Italy as a Canadian citizen is an exciting and rewarding venture, offering you the chance to enjoy “la dolce vita” in one of the world’s most beautiful countries. Liguria, often referred to as the Italian Riviera, stands out as an exceptional destination for property investment.

Why choose West Liguria?
West Liguria offers a unique combination of stunning coastal scenery, historic towns, and a mild Mediterranean climate. The region is home to glamorous seaside towns such as Sanremo and Bordighera, and charming inland areas dotted with olive groves and vineyards. Its strategic location, bordering France, allows easy access to Monaco, the French Riviera, and major European cities.

The region is conveniently located near Nice International Airport (NCE), which provides direct flights to Canada, making it an ideal choice for Canadians seeking easy connectivity between their homes in Italy and North America.

For those seeking a second home, retirement haven, or investment property, West Liguria provides excellent options, from luxurious villas with sea views to quaint townhouses and modern apartments. Its culinary delights, vibrant culture, and strong community make it a perfect destination to call home.

With decades of experience in Liguria’s real estate market, LiguriaHomes Casamare is your trusted partner in finding the perfect property in Liguria. Our expertise, local knowledge, and personalized service ensure a smooth and stress-free buying experience.

Start your journey today by exploring our listings or contacting our team for tailored advice. Let us help you make your dream of owning property in Italy a reality!